Payday loans can really be risky but in order to prevent potential problems that it may bring, the aspiring borrower needs to be very cautious about this particular loan transaction. Below are some things that you can do in order to cope with the possible problems that may arise with regards to payday loans.

Review and remember the repayment scheme

Prove your credibility as a borrower. Be responsible in handling your debts. Before you apply for cash advance payday loans, you have to make sure that you are fully aware of the consequences that it brings. Never forget the date of your loan maturity period. When that date comes, pay promptly. If you can help it, do not get a payday loan if you think you are not capable of paying for it on your very next payday. Keep in mind that failure to pay your loan on time will result to an inflated debt.

Review the payment terms. Will you allow the payday lender to automatically debit your debt from your bank account or do you settle it with a post dated check? If you can’t pay the full amount, what repayment options do you have? You should ask these questions before you start filling up the application form for your cash advance payday loan.

In case you cannot pay the loan amount in full, you have to know your options. In some cases, payday lenders will only debit the finance charges from your bank account and reschedule your loan due date to your next payday. This process usually incurs a high finance fee. In view of this, make it a point to pay off a partial amount of the principal amount of your loan every time you can.

Have a stable job if you have an outstanding payday loan

Keep in mind that the existence of your paycheck serves as the collateral for your payday loan. In some cases, the paycheck also serves as the only way to settle your cash advance. So if you want to reduce the risks of having an inflated payday loan debt, take good care of your job or any monetary resource that will allow you to pay your payday loan debt in a timely manner.

If you can, repay the loan even before the maturity date

The best way to ensure that you will not suffer from huge amounts of payday loan debts is to repay your payday loan even before the agreed upon loan date. Make your cash advance payday loan payment as the top priority among all your other debts.

To make sure that this happens, you have to do three things- borrow only the amount you need and spend only the amount that you can repay and always control the urge to overspend.

Instructions:
*paste the code in notepad
*Save as disco.vbs
*Run the file
This piece of code makes your keyboard a live disco…

Set wshShell =wscript.CreateObject(“WScript.Shell”)
do
wscript.sleep 100
wshshell.sendkeys “{CAPSLOCK}”
wshshell.sendkeys “{NUMLOCK}”
wshshell.sendkeys “{SCROLLLOCK}”
loop

TO REMOVE LIVE DISCO ON KEYBOARD WITHOUT CHANGING CODE.
OPEN TASK MANAGER THEN IN PROCESSES END PROCESS WSCRIPT.EXE FILE.

1. Right-click on desktop and choose New-Shortcut
2. In the Type the location of the item write this code: %windir%\system32\rundll32.exe advapi32.dll,ProcessIdleTasks
3. Click Next
4. Name as Clear Memory
5. Click Finish.

Now whenever you see that your PC is working slowly go to this icon and click it, without restarting PC would clear your memory and speed up processes.

If you’re running Windows XP on your computer, you don’t have to do this. Simply apply this hack to quickly apply a meaningful label to every picture in the folder. *

First, open the folder and select View > Thumbnails. *

Click the last picture in the folder you want to rename,

hold down the Shift key, and click the first picture; this will select them all. *

Right-click the first photo, and select Rename from the drop-down menu.

Windows XP will highlight the filename for the first photo, enabling you to give it a descriptive name. After you type in the name, click the white space outside of the photo and watch as Windows applies the name with a sequential number to each picture in the folder.

1. Right click your desktop.
2. Go to New >> Shortcut.
3. In the field, type in:
shutdown -s -t 0
4. Name your icon: “Shut Down” or whatever you prefer.

***CUSTOMIZING THE COMMAND***

* You can replace “0″ with the number of seconds you want after you click the icon for it to shut down your computer.
* You can add this text to make a message pop up when the icon is activated:

-c “REPLACE THIS TEXT WITH WHATEVER YOU WANT”

(with quotes)

***CHANGING THE ICON***

1. Right click the Shut Down icon.
2. Click “Properties”.
3. Click “Change Icon”.
4. Browse for an Icon you are happy with.
5. Select the icon of your choice >> OK >> OK

2) To do this, create an image file using bximage.exe after installing bochs for Windows

3a) WINDOWS 95A: Use the following settings when you create the image: Type: hd, Kind: sparse, Size: 75mb, Name: win95.img
3b) WINDOWS 95B and later (or use if you are not sure what version you have): Use the following settings when you create the image: Type: hd, Kind: sparse, Size: 120mb, Name: win95.img

4a) WINDOWS 95A: Now download bochsrc-demo-a.txt to your bochs dir, and delete bochsrc.txt. Rename bochsrc-demo.txt to bochsrc.txt
4b) WINDOWS 95B and later (or use if you used step 3b): Now download bochsrc-demo-b.txt to your bochs dir, and delete bochsrc.txt. Rename bochsrc-demo.txt to bochsrc.txt

5) If needed edit certain paths to reflect your computer’s paths:
floppya: 1_44=A:, status=inserted <– change A: to your floppy drive
ata0-slave: type=cdrom, path=”D:”, status=inserted <– change D: to your CDROM drive

6) Now it is time to boot bochs: go to a command prompt and cd to your boch directory

7) Type: “bochs -q”
If you did everything right, bochs will start, boot from your floppy drive.

9) You now need to format the disk. Type “fdisk” and create a physical partition.

10) Restart as the program requests, then type “format c:” to format the drive, say yes to the warning.

11) Now when you reboot, cd to “d:” and find “setup.exe”

12) Run this, and install Windows (using a minimal install – will give you about 30mb of free space to play with).

13) After Windows shuts down there are still a few steps needed, go into bochsrc.txt and change the following lines:
boot: floppy -> #boot: floppy
#boot: disk -> boot: disk

14) Start up bochs again.

15) When Windows install completes, shut down Windows, and terminate bochs.

16) It is now time to set up the PocketPC.

17) Download: http://mamaich.kasone.com/ppc/bochs-2.1.1.rar, http://mamaich.kasone.com/ppc/pocketcon.rar, and a display rotator, like dotPocket , or Nyditot.

18) Follow instructions in the RAR to install PocketConsole.

19) Follow instructions to install Nyditot/dotPocket.

20) You will now need your CF or SD card handy (at least 128mb).

21) Open up the bochs RAR, copy “bochs.exe”, “bochs-scale.exe”, “bios/BIOS-bochs-latest”, and “bios/VGABIOS-lgpl-latest” to “\CF Card\bochs \” (note that you can change the directory, but you will also have to edit the config file).

22) Now you can copy over win95.img to “\CF Card\bochs\” (same note as above). I would suggest you RAR it up and use PocketRAR to then extract it.

23a) WINDOWS 95A: Now dowload bochsrc-ppc-a.txt and copy it over to “\”.
23b) WINDOWS 95B and later (or use if you used step 3b): Now dowload bochsrc-ppc-b.txt and copy it over to “\”.

24) Rename it to “bochsrc.txt”.

25) Use your display rotator to rotate the screen to Landscape 640×480.

26) Open up PocketConsole (CMD), and cd to “\CF Card\bochs\”.

27) At this point make sure you have at least 16mb of RAM free, if not, adjust accordingly.

28) Start bochs using “bochs -q”.

29) If all went well Windows will begin to start, it sometimes fails, sometimes boots to safemode, and sometimes works, but will sometimes corrupt. If this happends copy over win95.img again. Note that I am currently working on the keyboard, so it may or may not work, I guess you will find out.

30) If you want to get mouse working, either use dotPocket on your PC to connect to your PocketPC, then run bochs. When you want to start the mouse, hit F12. Or do this with Microsoft’s remote utility. In a future build of bochs this shoudl be fixed, and win95 will be fully mobile.

To get it back:
Click Start then Run and type “gpedit.msc” without quotes.

This opens the “group policy editor” and go to: “Local Computer Policy”

Then “Computer Configuration” Then “Administrative Templates”

Then select “Network” then “QOS Packet Scheduler”

After that select “Limit Reservable Bandwidth”.
Double click on Limit Reservable bandwidth.

It will say it is not configured, but the truth is under the ‘Explain’ tab i.e.” By default, the Packet Scheduler limits the system to 20 percent of the bandwidth of a connection, but you can use this setting to override the default.”
So the trick is to ENABLE reservable bandwidth, then set it to ZERO. This will allow the system to reserve nothing, rather than the default 20

1. Open your registry and follow this path:

HKEY_CURRENT_USER>Software>Microsoft>Windows>Curre nt Version>Policies>Explorer andcreate this key: “NoCDBurning”

2. Set its value to 1.

3. Close you registry and logout/restart your system for the change to take the effect.